Nostro Corp

Cryptocurrency Is Out Of The Real Economy. We’ll integrate $2.5 trillion worth of crypto assets back into the real economy.

MVP development

B2B (360M legal entities worldwide)
B2C (550M active crypto wallets)
EU/UK/US/CA/AU/NZ/JP

Problem: Cryptocurrency Is Out Of The Real Economy

The cryptocurrency market capitalization is $2.5 trillion.
At the same time, the number of active users is 550 million. There are 360 million legal entities worldwide.
Only 16,000 business entities accept cryptocurrency as payment, representing 0.0045% of all businesses.

Solution: The Concept of Nostro Ecosystem

The Nostro Ecosystem comprises four key features that enable the reintegration of cryptocurrencies into the real economy. Primarily and most importantly, it offers total transaction freedom between all parties.

The next two key features of the Nostro Ecosystem are the Nostro Token, designed solely for use as legal tender in the real economy, and the Nostro Coin, which implements monetary policy similar to the US Federal Reserve.

Finally, Nostro Blockchain is the fourth key.

We have developed a quick five-point test for swiftly determining whether a company is a competitor of Nostro.

Point one. Does the provider offer both individual and corporate accounts for:
---Checking?
---Cryptocurrency?

Point two. Are inbound and outbound local and international transactions permitted with accounts under a name different from the account holder’s, regardless of whether those are checking or cryptocurrency accounts?

Point three. Is the onboarding process entirely remote?

Point four. Does the provider offer individual and corporate Visa/MC cards to pay directly from the account holder’s cryptocurrency account?

Finally, point five. Is the provider legally operating with necessary KYC/AML compliance and all related licenses?


If the answer to all the above questions is YES, then the provider may be potentially considered a competitor of Nostro and requires a detailed investigation. Even large financial enterprises, such as Revolut or Wise, often do not meet these basic criteria. However, we consider these five points to be fundamental and necessary as they implement our principle of transaction freedom. Whenever you think another company has already implemented this feature, check our Quick Competition Test and be surprised to find out it’s unique to us.

Our unfair advantage lies in the absence of transaction fees.

Nostro Token or Nostro Coin can be purchased with fiat money or other cryptocurrencies. When purchased with fiat money, the payment processing fee is charged by the Acquirer which is not the Nostro. In the future, we plan to launch our in-house processing, but at this stage, this fee is taken by the service bank that processes the fiat payment. Similarly, the third-party system processing payments in other cryptocurrencies charges a fee for crypto-acquiring.


Inside the Nostro Ecosystem, there can be millions of transactions involving the Nostro Coin or Token, and all of these transactions are completely free. In other words, raw materials, commodities, goods, products, and services can be bought or sold for tokens, users can make P2P payments to each other, businesses can buy and sell Nostro Coins, and all of these transactions will be free of charge.

Finally, converting to fiat or other crypto-assets also incurs a fee. Nostro earns this fee. In fact, by introducing this fee, we incentivize ecosystem participants to refrain from converting to other assets or at least minimize the number of such operations.

Another unfair advantage of Nostro is that in some cases the cashback can reach up to 100%. Overall, cashback is available for both individuals and businesses, but its calculation differs.

The key factor in calculating cashback for individuals is the number of purchases made using N-Token. This approach incentivizes individuals to use cryptocurrencies to buy commodities, goods, products, and services.

The key factor in calculating cashback for businesses, on the contrary, is related to the amount of NTokens returned back into the economy. Of course, companies can withdraw into fiat at any time, and the Nostro business model assumes full coverage of tokens with fiat reserves. However, we are interested in encouraging businesses to reuse tokens for paying counterparties’ services or for charitable transactions, such as donations to non-profit organizations.

Ultimately, participants receive cashback in the form of Nostro Tokens and can use them as they see fit, including converting them into fiat currency.

The forecast based on our market research shows that any business will increase its sales by at least 30% in the first year simply by accepting Nostro tokens as payment. Businesses do not need to change their business processes or adapt to our solutions. Opening an account in our fintech startup and starting to accept payment for goods in an additional currency is sufficient. By opening an account, the business automatically gains legal access to the entire cryptocurrency market and solutions in innovative virtual tokenomics. These solutions allow businesses to use fundamentally different principles that are increasingly impossible to ignore. Finally, the earlier a business starts adapting to cryptocurrencies, the more competitive advantages it will gain.

And what about the individuals? As for now, they will have the opportunity to earn cryptocurrency for the first time, such as receiving salary or contract payments and spending it on daily purchases. Nostro clients will also gain access to fundamentally new investment assets, the growth of which is based not on financial speculation or blind faith, but on market demand for these assets. The liquidity of these assets will constantly increase based on market demand, allowing individuals to earn passive income by owning them. Finally, financial speculation will naturally find its place in the new market, no longer posing an uncontrolled risk, as the real economy absorbs a larger share of cryptocurrency assets for its needs.

The financial profit forecast for the next 5 years is USD 3.5B. Please ping me for this section as it's too big to insert here (charts, tables, etc).

It's both B2B and B2C

We need to attract 3 million at this stage. The lion’s share of the expenses is the authorized capital and the legal structure, which implies obtaining a limited banking license in Lithuania known as SBL, together with EMI, PCI DSS, and Crypto licenses. This is the cheapest option in the European Union with acceptable taxes, allowing us to create a full-fledged online fintech that implements our business plan. An important feature is that the authorized capital will remain on the company’s balance sheet, supporting its liquidity following the law. In other words, these are investor funds that will not actually be spent.

Protecting intellectual property will cost us approximately $100,000, but it will create an intangible asset on which the company’s capitalization growth will be based.


The next expense item, alongside the legal aspect, is blockchain development, the main vehicle of the Nostro Ecosystem and future tokenomics.

We also have a market entry strategy focused on business clients. We estimate the cost of this strategy to be approximately $700,000.

And finally, $200,000 is allocated for preparation for the next investment round. According to our Gantt chart, all these processes are running in parallel.

At the moment, we can enter the market without attracting additional investments. However, in this case, we will be just another company offering traditional cryptocurrency services on the market. Let’s put it this way, we will become a thousandth copy of Binance or Coinbase. This strategy of hopelessness will bury the project and prevent the company from becoming a unicorn. For Nostro to take off, we must enter the market with at least an offer of full freedom for fiat and crypto transactions. Even entering the market with the services described in the Quick Competition Test will already make our company a market leader.

Our basic offer to investors consists of a SAFE + revenue share. Details will be disclosed once Nostro accumulates $50,000 in reserve on WeFunder. Please note - we are raising funds exclusively through WeFunder as we are only filing Form C and do not plan to file Form D with the SEC. However, you may make a counteroffer, and we will consider it.

The main risk lies in the fact that I am not personally acquainted with Jeff Bezos. Amazon is the ideal client for Nostro to enter the market. The lack of necessary connections and acquaintances forces our team to go through a long circuit of negotiations to secure contracts with our first business clients.

Several accelerators offered their services; however, we declined their proposals. Details upon communication.